How Buy NOW, Pay LATER works:

In partnership with Aspira, the Buy Now, Pay Later finance model enables you to buy your dream product from Vivid Gold and pay in your preferred monthly installments between 3 months to 12 months.

Credit Limit Evaluation

Aspira, dedicated to responsible lending, ensures you only borrow what you can afford. They assess your credit limit based on:

• Current Income: Includes earnings from your primary job and any side hustles.
• Average Expenses: Monthly spending and the nature of these expenses. 
• Other Financial Commitments: Any existing debts.

Required Documents

• Copy of National Identification (ID)
• 3 Months MPESA Statement or 3 Months Bank Statement
• Most recent pay-slip (if employed)

Final Steps

Once your credit limit is approved, you must:

• Make a down-payment (for first-time customers)
• Sign your contract
• Receive your product and pay in monthly instalments